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Hi, My name is Jon, I’m and independent investor from Kansas City and I’m going to share with you a few tips on building wealth for About.com.There are a few things that you can do over your lifetime to grow your wealth. Number one, live within your means.  It’s pretty hard to grow your wealth if you are always trying to buy the latest and greatest.  Especially to feel good about yourself and to look good in front of others.  This is not about keeping up with the Jones’.  Especially by not buying a house that will eat up most of your income.Number two, know where your money is going and what you are spending it on.   There are many places to save money in your budget.  Paying off high interest credit card debt is the first step and then cutting back on expenses like gas and groceries and eating out.  Eating healthier can actually cost less than what you would spend on other foods. When it comes time to buy another vehicle, buy a used one.Number three.  Invest regularly by setting up an automatic payment plan which takes money directly from your checking or savings account and puts it directly into a investment account.  For someone who has not done well in the past at saving money this is a great way to begin.Number four.  Have a healthy lifestyle.  Get enough sleep and exercise to relieve stress, and eat well to feel better and to have more motivation towards you goals of building wealth over time.  Many of the most recent studies have shown that one will make better decisions in their life according to how well they feel., so living a healthy lifestyle will help you make better decisions.Number five, invest in stocks.  Stocks continue to be the best investment over the long term.  The average annual return on stocks is around 8 to 10 percent which can make a big difference if you plan on building wealth over time.Number six, re-invest dividends.  The dividends that you receive from investments  should be re-invested in order to take advantage of the compounding interest, which over time, can be huge in building wealth.Thanks for watching and for more information on stocks and investing be sure to check us out on the web at money.about.com. 
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