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How To Teach Your Children How To Save Money
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The easiest way to teach your kids how to save money is, first of all, have them have a goal. It's really hard for anyone, whether kids or adults, to just save because it's a good thing to do. We know that, but we have to have something that we're saving for. So for a grownup, it's for college for the kids or for retirement or for a vacation. Kids need smaller goals and much shorter-term goals. It could be a little Hot Wheels racer. It could be a Beanie Babies figure. Pokemon cards. Whatever they like to collect. But if they have a goal, that's a really good thing for them, because then they know they're saving small amounts of money now, but they can put it towards something later, and that's a good thing for them to learn. As long as it's short-term for smaller kids.Also, if you offer to match what they put aside, that's a really good way to get them to save, especially when things become a little more expensive. Have them save for their own iPod. Don't buy it for them. Have them save for it, but offer to match what they put away. It really is a good lesson, not just in saving, but also shopping around for which iPod they really want. So give them incentives, and give them goals.
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